For any parent, it’s important to provide the best possible start for their children. One way you can do this is by beginning early with financial investments and planning for their future. Having a Roth IRA in place for your child is an excellent way to take give them a head start with their long-term financial future, no matter how much income they make each year, or what type of work they are doing — from babysitting and mowing lawns to starting their own business. With compounding interest, the power of time and proper budgeting, these investments can become incredibly powerful tools that will result in steady returns during retirement years. Read on to learn more about how setting up a custodial Roth IRA account now can be beneficial to shaping your child’s bright future!
Read moreHow to Save Money Buying a Budget-Friendly Wedding Ring Online (E-Ring)
Today I’m going to share with you how to save money when buying a wedding ring by buying it online. When my husband and I first got married, we bought cheap wedding rings from Walmart. We were young and just starting adulthood so we wanted to go easy on the budget. I personally have never bought into the idea of a big fancy diamond wedding ring that costs thousands and thousands. If we are being honest, I prefer other gemstones. My wedding ring from Walmart consisted of a bunch of small stones. I honestly couldn’t even tell you if they were real diamonds.
Read more15 Legitimate Ways to Make Money Online
Today I’m going to share with you some of the ways I make money online as well as some other methods I haven’t necessarily done yet but have researched previously (some of these ideas are in the works!). Making money online (especially passively) has always been a goal of mine although it wasn’t until a year and a half ago that I really started taking it seriously. As a mom, spending time at home with my family is my number one priority. I want to be able to be there for all of the moments with my kids and teach them and learn with them. I want to have the freedom to make my own schedule. I’m also not a fan of working my butt off to line the CEO’s pockets. I want to line my own! If you are reading this, that means that you do too! So read on to learn about different methods to make money online. Just remember, there is no get rich scheme. It all takes time and perseverance. I’ve worked my butt off building my brand to make it make money and I’ll continue to work at it to grow it even further.
Read moreFree Budget Binder Printables
Today I’m going to share with you some of my free budget binder printables. These are only a few of the many printables I offer in my printable sets available on Etsy, but these are arguably some of the most used printables in the collection. For years we lived without a budget buying what we wanted and not thinking about how much it costs. While we have always been able to pay our bills, we did rack up quite a bit of credit card debt. Last year when we decided to get focused and start paying it off so we could live a debt free life, I created my home management planner printables to help make life more manageable, organized and to keep track of our budget and stay focused. Now we are half-way to being debt free! Now I want to share these printables with you to help you reach your goals. This is a 10 page pdf file that includes a: finances cover, bill pay checklist, annual expenses page, financial goals page, credit cards page, debts page, 2 budget pages, a spending log and an online shopping page. If you love these printables, be sure to visit my Etsy shop and see all of the other matching printables available for purchase as well as other designs of these printables. Remember, it’s important to set your financial goals and stick to them. It’s okay to not keep up with the Joneses if that means that you can live a less stressful life and be able to focus on other more important things in life. (Visit My Etsy Shop)
Read moreThe Five Best Apps To Save You Money
For years I’ve used various apps to get money back on my everyday purchases. On average, I get around 3-5% back on my bill for buying items I would buy regardless of the rebate or not. I easily save at least a few hundred a year by using these apps and it’s so easy too! I’ve decided to share these with you guys today in case you haven’t heard of them yet. So here are my top 5 apps that I use to save money on my purchases.
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